WARN Ledger

What to do after a layoff notice

A checklist for the first weeks, with what the federal WARN Act does and does not promise. General information only, not legal advice.

  1. Read the notice and note the dates

    The WARN Act says the notice must say whether the layoff or closing is permanent or temporary (six months or less), the date of the layoff or closing and your separation date, and name a contact person at the company. Source: DOL, Your Rights Under WARN.

  2. File for unemployment benefits right away

    Unemployment insurance is run by each state. Apply with your state agency as soon as you are out of work; the waiting rules, amounts and length differ by state. Source: DOL, Unemployment Insurance.

  3. Ask about help from the state

    WARN requires employers to notify the state dislocated worker unit so it can promptly offer assistance to laid-off workers. Look for your state's rapid response or reemployment services. Source: DOL, Employment Law Guide.

  4. Sort out health insurance before cover ends

    If you were on your employer's health plan, ask about COBRA continuation coverage, and compare it with plans on the health insurance marketplace. Losing job-based coverage can qualify you for a special enrollment period. Source: DOL, COBRA.

  5. Work out your runway

    Add up savings, severance and expected benefits, then divide by your monthly spending. Use the calculator. Cut flexible costs early, while you are still being paid.

  6. If you think the notice was late or missing, get advice

    If an employer does not give the required notice, workers may be able to seek back pay and benefits for up to 60 days, depending on how much notice they actually got. Federal courts enforce the Act, and state laws can add more. Talk to an employment lawyer or a legal aid office about your case. Source: DOL, Your Rights Under WARN.

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